Checkout and payments for high-risk businesses.
Design the checkout your customers pay on. Apply for payment processing that is reviewed by people, not scored by a form. Follow every order and payout in one dashboard.
A payment dashboard that starts with net revenue.
What you earned over the period, before anything else.
Any order, six letters away.
Search by customer, order or payment. The list narrows to the line you need.
Every payment, with its status.
Succeeded, processing, refunded or disputed. Readable without opening the row.
Orders, payments and payouts, on one screen.
Now the checkout ↓One platform for checkout, payments and the people behind them.
A checkout builder that is yours
Build your checkout page in a visual editor. Add and reorder sections, restyle it, add order bumps and post-purchase offers, preview it on every screen, then publish.
Try the checkout builder, no account needed
A multilingual checkout,
in twelve languages.
Your customers pay in their own language, from English and French to Japanese and right-to-left Arabic. Pick one: the globe turns and the checkout follows.
Drag the globe to spin it.Thanks for the details. Could you add your last three processing statements?
Payments tracked. Applications read.
One payment dashboard for the money that comes in, and a team that helps when it gets complicated.
- Every payment, with its statusNext to the order, the customer, your payouts and any dispute
- Read by people, within a weekYour application is reviewed by a team, not scored by a form
- Free to applyNo card details. High-risk businesses can apply
Try the checkout builder. No account needed.
Checkout Studio is the editor merchants use to build their checkout page, the offers around it and the page that follows. It runs here in your browser as a sandbox: nothing is saved, nothing is charged.
Everything you can set, section by section.
- 01The page
Sections you add, reorder, duplicate or hide, including:
- Header
- Urgency timer
- Express checkout
- Contact
- Shipping address
- Shipping methods
- Order bump
- Payment
- Order summary
- Trust badges
- Footer
- 02The look
Start from one of five ready-made styles, then make it yours: colours, font pairings and corner shapes.
- Minimal
- Ocean Blue
- Emerald
- Sunset
- Dark Pro
- 03The words
Every label, button and message can be rewritten, in each of the twelve checkout languages.
- 04The offers
An order bump before payment, then up to three one-click offers after it, each with a downsell if it is declined.
- Clean add-on
- Premium upgrade
- Bundle add-on
- Expiry countdown
- Recommended add-on
- 05After the sale
The thank-you page is yours too: confirmation, order details, help and returns.
- 06The workflow
Preview on desktop, tablet and mobile. Undo, redo and keyboard shortcuts. Publish when it is ready.
High-risk payment processing, reviewed by people.
Your business is more than a category on a form. A team reads your application before anything is decided, whatever your sector.
We review applications from e-commerce, subscriptions, supplements, CBD and hemp, high-ticket offers, coaching, SaaS and digital products. Your industry is a starting point, not an approval decision.
- 1
Tell us about your business
What you sell, where you sell, your volumes and your payment sizes, in one short application.
- 2
We review the right details
Our team may ask for documents and clarify your model through your merchant portal. You hear back within one week at most.
- 3
You get a clear next step
Where a suitable payment processing option exists, we explain the provider's requirements and the proposed terms.
Acceptance depends on your activity, jurisdiction, supporting documents and provider requirements. Regulated and specialist activities are considered case by case.
Already applied? Open your portal →A tailored offer, after a proper review.
There is no public rate card. We look at your business first, then explain the payment processing terms that fit it.
-
01You apply
Free
A few minutes, six short questions. No card details at any point.
Apply now -
02We review
Within a week
Our team reads your application and may ask for documents through your portal. You hear back within one week at most.
-
03You get an offer
Quoted for you
Rates, payout schedule and any reserve are explained with the offer, where one is available. You decide.
What shapes your quote
The same four things the application asks about.
- Why it counts
- What helps
Submitting an application is free. Processing fees and partner requirements depend on the offer and remain subject to approval.
Good questions. Straight answers.
What is Ownaris?
Ownaris brings together a checkout you design yourself, payment processing arranged after a review of your business, and a dashboard for your orders, payments, payouts and disputes. Ownaris connects businesses with payment processing options. It is not a bank, and approval and terms are determined by the relevant provider.
Can high-risk businesses apply?
Yes. We welcome applications from sectors such as supplements, CBD and hemp, subscriptions, high-ticket offers, coaching and digital products. Specialist or regulated activities are reviewed individually. Eligibility depends on the business, its jurisdiction, its documents and the relevant provider's requirements.
What is a high-risk business?
It is a business that payment providers look at more closely, usually because its sector sees more refunds, disputes or regulation than average. Being high-risk does not mean being refused. It means the application deserves a proper read, which is what our team does.
Is there a fee to apply?
No. Submitting an application is free and no card details are required. Processing rates are quoted with your offer, after the review.
Am I approved as soon as I apply?
No. Every application is reviewed individually by our team, and you hear back within one week at most. Availability, terms and approval depend on your business and the payment provider.
What will I need to apply?
A few minutes. We ask what you sell, your monthly volume, your average order and largest payment, the countries you sell in, your work email and your website. Our team may ask for supporting documents afterwards through your merchant portal.
Can I apply if I already have a payment processor?
Yes. Apply the same way. If our team needs to know more about your current setup, they will ask you through your merchant portal.
How long does the review take?
One week at most. Our team reads every application, so the answer is not instant, but you will hear from us within seven days of submitting. If we need documents, we ask for them in your merchant portal.
What happens after I submit my application?
You confirm your email with a one-time code and receive a reference. Our team reviews your application and comes back to you within one week at most, with the next steps in your merchant portal, where you can also upload your documents.
Can I customise my checkout?
Yes. Checkout Studio is a visual checkout builder: you add, reorder and hide sections, pick a ready-made style or set your own colours and fonts, and preview the page on desktop, tablet and mobile before you publish it. You can try it on this site without an account.
Does the checkout support order bumps and upsells?
Yes. You can add order bumps on the checkout page and up to three post-purchase offers, with a downsell when an offer is declined. They are arranged in a visual flow.
Which languages does the checkout support?
Twelve: English, French, Spanish, German, Italian, Portuguese, Dutch, Polish, Japanese, Chinese, Korean and Arabic, which is displayed right to left.